Finch
Developers

Build with the Finch API

REST APIs, real-time processing, secure authentication, sandbox environment and reference documentation — everything you need to ship.

Developers

Built for engineers. Trusted by risk & compliance.

A single REST endpoint returns enriched merchant, category and behaviour metadata in under 50ms. Sandbox keys in minutes; production access with full observability, SLOs and Australian data residency.

RESTReal-timeBearer auth99.99% SLAAU-hostedSandbox
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RequestPOST /v1/transactions/enrich
const response = await fetch(
  "https://api.finchxp.com/v1/transactions/enrich",
  {
    method: "POST",
    headers: {
      "Authorization": "Bearer sk_live_…",
      "Content-Type": "application/json"
    },
    body: JSON.stringify({
      transaction_description: "SQ *GRN MRKT SYD 0426",
      amount: 84.50,
      currency: "AUD"
    })
  }
);
Response inspector200 OK
merchant.name
"Green Market"
merchant.category
"Groceries"
merchant.location
"Sydney, NSW"
merchant.website
"greenmarket.com.au"
merchant.logo_url
"cdn.finchxp.com/m/greenmarket.png"
confidence_score
0.98
recurring
true
behaviour.cadence
"weekly"
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