Solution · Affordability

Better lending decisions, informed by real financial signal

Use enriched income, expenditure and behavioural signals to support responsible lending and faster decisioning.

Regular, irregular and gig income detection.

Essential vs. discretionary spend classification.

Repayment patterns and financial stability indicators.

Start with Finch

Turn transaction data into a competitive advantage.

Book a walkthrough with our team. We'll show Finch running on real Australian transaction data and scope a path to production.